KITE 2025 New Product Award — Local IT | SACEEC
Dimeri for Ghana

GRC Software for Ghanaian Organisations

Ghana's governance, risk, and compliance landscape is shaped by a distinct set of regulators and frameworks that organisations must navigate simultaneously.

Try DimeriTalk to Sales
Dimeri Risk Intelligence Platform✦ AI Active
Risk RegisterControlsIncidentsGovernanceStrategic
2Critical
4High Priority
5Active Risks
64%Avg Control

Risk Heat Map — 5×5 Matrix

← Low   Likelihood   High →

Active Risk Items

CriticalSEC Ghana Code — Board Independence Shortfall
58%
CriticalDPA 2012 Section 28 — Unregistered Data Processing
45%
HighBOG Risk Framework — Credit Risk Policy Gap
67%
✦AI analysis has identified that the SEC Ghana board independence shortfall (GH-001) and the unregistered data processing under DPA 2012 Section 28 (GH-002) share a common root cause: the absence of a centralised governance accountability framework.

Industry Risk Landscape

Understanding the Risk Environment

Ghana's corporate governance architecture is anchored by the SEC Ghana Corporate Governance Code, which applies to all listed companies, market operators, and collective investment schemes regulated by the Securities and Exchange Commission.

Key risk areas covered

  • SEC Ghana Corporate Governance Code Compliance
  • Data Protection Act 2012 (Act 843) Compliance
  • BOG Risk Management & Corporate Governance
  • Public Sector Financial Management & Accountability

Key Frameworks & Standards

SEC Ghana Corporate Governance CodeData Protection Act 2012 (Act 843)BOG Risk Management FrameworkNIC Risk-Based SupervisionISO 31000COSO ERMIIA Three Lines

See how Dimeri maps your risks to the right frameworks automatically.

Book a Demo →

Core Risk Use Cases

Built for How Your Industry Actually Works

SEC Ghana Corporate Governance Code Compliance

The SEC Ghana Corporate Governance Code requires listed companies and market operators to demonstrate governance outcomes across board composition, committee effectiveness, risk oversight, and stakeholder disclosure.

  • Dimeri maps every risk and governance activity in your register to the relevant Code requirements, tracks board composition metrics — independent director ratios, committee membership, tenure limits — and generates governance disclosure reports aligned to the format SEC Ghana expects in annual reports.
  • When SEC Ghana conducts a governance compliance review, Dimeri provides the complete evidence trail: board resolutions, committee meeting records, risk committee oversight documentation, and disclosure compliance status.

Data Protection Act 2012 (Act 843) Compliance

DPA 2012 compliance requires registration with the Data Protection Commission, documented lawful basis for every category of personal data processed, data protection impact assessments for high-risk activities, appropriate security measures, cross-border transfer authorisations, and evidence of ongoing compliance.

  • Dimeri creates a structured DPA compliance register that links every data processing activity to its lawful basis, tracks DPC registration status and renewal dates, manages impact assessment records, logs data subject requests with response timelines, and documents cross-border transfer authorisations.
  • When the DPC conducts an audit or requests evidence of compliance, everything is traceable in a single system — registration certificates, processing records, impact assessments, consent logs, and security measure documentation — with a complete audit trail that demonstrates not just point-in-time compliance but ongoing adherence to the Act's requirements.

BOG Risk Management & Corporate Governance

The Bank of Ghana's Risk Management Framework and Corporate Governance Directive impose comprehensive requirements on banks and specialised deposit-taking institutions.

  • Dimeri structures your entire risk management programme around BOG's required risk categories — credit risk, operational risk, market risk, liquidity risk, IT and cybersecurity risk, and compliance risk — with each category linked to its documented policy, risk appetite statement, key risk indicators, and board-approved thresholds.
  • Fit-and-proper assessments for directors and key management personnel are tracked with evidence and renewal dates.

Public Sector Financial Management & Accountability

Government ministries, departments, and agencies (MDAs) operating under the Public Financial Management Act 2016 (Act 921) must maintain documented risk management processes, internal audit functions, and financial accountability structures.

  • Dimeri provides MDAs with a structured risk register aligned to PFM Act requirements, internal audit tracking with finding management and follow-up workflows, procurement risk assessments that satisfy PPA compliance requirements under the Public Procurement Act 2003 (Act 663), and governance reports formatted for submission to the Controller and Accountant-General and review by the Auditor-General.
  • When the Auditor-General's office conducts annual audits, Dimeri provides a complete audit trail of risk assessments, control activities, internal audit findings, and remediation actions — transforming what is typically a scramble to compile evidence from scattered files into a structured, evidence-based audit response.

Digital Risk Register

GRC Register — Ghanaian Regulatory View

✦ Powered by AI
Risk IDRisk DescriptionOwnerScoreControl %
GH-001SEC Ghana Code — Board Independence ShortfallCompany Secretary16
58%
GH-002DPA 2012 Section 28 — Unregistered Data ProcessingData Protection Officer20
45%
GH-003BOG Risk Framework — Credit Risk Policy GapChief Risk Officer15
67%
GH-004PFM Act 921 — Internal Audit Finding BacklogHead of Internal Audit12
72%
GH-005NIC ORSA — Incomplete Solvency AssessmentChief Actuary9
78%
✦AI analysis has identified that the SEC Ghana board independence shortfall (GH-001) and the unregistered data processing under DPA 2012 Section 28 (GH-002) share a common root cause: the absence of a centralised governance accountability framework. The board lacks a documented register of all governance obligations and their assigned owners, which means both the independent director appointment pipeline and the DPC registration process have fallen through gaps between the company secretary and operations teams. Establishing a unified governance obligation register with automated deadline tracking and escalation workflows would reduce residual risk scores for both items by an estimated 40% and close the governance gap that currently exposes the organisation to both SEC Ghana sanctions and DPC enforcement action simultaneously.

Control & Incident Tracking

Three Lines of Defence — Tracked and Tested

Every risk in your register links to preventive, detective, and corrective controls. Effectiveness percentages update as evidence is logged. Full audit trail for regulators.

Preventive

Multi-Framework Regulatory Mapping

Every applicable Ghanaian regulation — SEC Ghana Corporate Governance Code, Data Protection Act 2012 (Act 843), BOG Corporate Governance Directive, BOG Risk Management Framework, NIC Risk-Based Supervision Framework, PFM Act 2016, and Public Procurement Act 2003 — is mapped to the specific risks and controls in your register. When a new regulation, directive, or guideline is issued by any Ghanaian regulator, Dimeri identifies which existing risks are affected and flags gaps in your control coverage. Obligation owners receive automated reminders before compliance deadlines, DPC registration renewal dates, and BOG reporting submission dates. The mapping is maintained as a living document that evolves with Ghana's regulatory landscape rather than becoming outdated the moment it is created.

Effectiveness: 86%
Detective

Regulatory Compliance Scorecard

A single-screen traffic-light scorecard shows your compliance status against every SEC Ghana governance requirement, DPA 2012 obligation, BOG directive, NIC reporting requirement, and PFM Act provision. Each item is rated green, amber, or red based on current evidence and control effectiveness, with trend arrows showing whether compliance is improving or deteriorating. The scorecard updates automatically as assurance activities are completed and evidence is uploaded — giving the board, risk committee, and compliance function a real-time view of the organisation's regulatory posture across all Ghanaian frameworks without waiting for quarterly or annual compliance reviews.

Effectiveness: 82%
Corrective

Remediation Workflow & Regulator Reporting

When a governance gap, compliance breach, or audit finding is identified — whether by internal audit, the Auditor-General, BOG examiners, SEC Ghana reviewers, or the DPC — Dimeri creates a structured remediation workflow with assigned owners, due dates, evidence requirements, and escalation rules. Progress is tracked through to closure with a full audit trail. Board and committee reports are generated automatically from current data, showing risk profile changes, remediation progress, regulatory examination findings, and compliance status in the formats expected by Ghanaian governing bodies and regulators. The manual process of compiling governance evidence from scattered spreadsheets and shared drives is replaced by structured, evidence-based reporting that is available on demand.

Effectiveness: 77%

Risk Register Software vs Excel

Why Spreadsheets Fail in This Industry

Spreadsheets cannot handle the complexity, volume, and real-time demands of modern industrial risk management. Here is where they consistently break down — and what Dimeri does instead.

Spreadsheet ProblemDimeri Solution
✗SEC Ghana governance mapping maintained in a static document updated only before annual report submission, leaving gaps undetected for months
✓Living governance register that maps risks and controls to SEC Ghana Code requirements in real time, updated automatically as board composition, committee activities, and risk oversight practices change
✗DPA 2012 processing records scattered across department spreadsheets with no central view of DPC registration status, impact assessments, or cross-border transfer authorisations
✓Centralised DPA compliance register with full traceability from data processing activity to lawful basis, DPC registration status, impact assessment, and compliance evidence
✗BOG risk framework requirements tracked in separate spreadsheets for credit, operational, market, and IT risk with no consolidated view for the board risk committee
✓Unified risk management dashboard that structures all BOG risk categories in a single view with KRI monitoring, appetite thresholds, and automated board risk committee reporting
✗Internal audit findings from Auditor-General reports and BOG examinations tracked in email chains with no systematic follow-up or closure evidence
✓Structured finding management workflow with assigned owners, due dates, evidence requirements, escalation rules, and a complete audit trail from finding to closure
✗No way to identify connections between governance gaps across SEC Ghana, DPA 2012, BOG, and NIC frameworks — each managed in isolation by different teams
✓AI automatically identifies cross-framework linkages — a governance documentation gap that affects SEC Ghana compliance, DPA 2012 registration, and BOG reporting is flagged once and remediated holistically rather than addressed separately by three different teams

Frequently Asked Questions

Common Questions

Related Resources

Deepen Your Knowledge

TemplateGhana Risk Management Template→GuideCOSO ERM Framework Explained→PageGovernance & Compliance Software→GuideISO 31000 Risk Management Guide→PageRisk Governance Platform→
Try DimeriTalk to Sales