KITE 2025 New Product Award โ€” Local IT | SACEEC
Dimeri for Financial Services

Continuous risk, compliance and audit for Financial Services

Dimeri helps banks, insurers and asset managers hold regulatory, credit and operational risk in one place, with the controls, evidence and reporting every supervisor expects.

60%Faster regulatory reporting3xMore risks identified vs spreadsheets100%Audit trail coverage

Built for how Financial Services actually works

Financial services operate under layered regulatory models where prudential authorities supervise solvency and safety while conduct authorities oversee market conduct and consumer protection. This creates overlapping reporting obligations that demand structured, auditable risk and compliance management systems.

Operational Risk Management

Banks, insurers, and asset managers must maintain structured operational risk frameworks that capture loss events, near-misses, risk and control self-assessments, and key risk indicators. Dimeri provides a live operational risk register where every risk is scored, assigned to an owner, linked to its controls, and tracked through assessment cycles. Loss event data is categorised using Basel event-type taxonomy, and KRI breaches trigger immediate escalation to the relevant risk committee.

Risk register42 open
OPS-014Plant downtime
FIN-003Debtor concentration
CMP-021POPIA breach exposure
HSE-009Contractor safety

Regulatory Compliance & Conduct Risk

Financial services organisations must track obligations across multiple regulators and sector-specific legislation. Dimeri creates a structured compliance obligation register that maps every requirement to a responsible owner, testing schedule, and current compliance status. Conduct risk indicators including complaints trends, mis-selling patterns, and fair treatment outcome monitoring are tracked alongside regulatory obligations to provide a unified compliance view.

Exposure heatmapResidual
Likelihood
213114223512621431
LowImpactSevere
Critical 4High 10Medium 17Low 11

Combined Assurance & Three Lines

Governance codes require financial services boards to implement combined assurance models that coordinate the work of management (first line), risk and compliance functions (second line), and internal audit (third line). Dimeri maps every risk and control to its assurance providers across all three lines, identifies coverage gaps, and generates combined assurance reports for audit committee review. Duplication of effort is eliminated and assurance gaps are surfaced automatically.

Control libraryISO 31000
Segregation of duties92%Preventive
Exception reporting74%Detective
Incident escalation61%Corrective

Board & Regulator Reporting

Risk committees and boards require structured risk reports showing the current risk profile, control effectiveness trends, emerging risks, and regulatory compliance status. Dimeri generates board-ready risk reports with heat maps, KRI dashboards, and trend analysis. Regulatory submissions including ICAAP documentation, ORSA reports, and cyber risk disclosures are supported with structured data exports and evidence packages.

Treatment planQ3
2 of 4 closed1 overdue
โœ“Dual supplier for critical sparesClosedT. Mokoena ยท 12 Aug20 โ†’ 9
โœ“Quarterly access recertificationClosedN. Adeyemi ยท 29 Aug16 โ†’ 8
Contractor induction refreshOn trackS. Naidoo ยท 04 Sep12 โ†’ 12
Pipeline integrity inspectionOverdueL. Dlamini ยท 22 Jul15 โ†’ 15

One platform, every obligation

Risk, controls, incidents and reporting on a single record, so the same work serves every framework you answer to.

The frameworks you answer to

Mapped out of the box, with shared controls written once and credited to each framework rather than rebuilt for every one.

ISO 31000COSO ERMBasel IIISolvency II / SAMIIA Three LinesISO 27001COBITGovernance Codes

Operational risk events logged in spreadsheets with no link to controls or capital calculations

Every loss event categorised by Basel event type, linked to controls, and feeding directly into operational risk capital reporting

Compliance obligations tracked in static registers that are outdated within weeks of each regulatory change

Live compliance obligation register updated with regulatory changes, with automated alerts when new requirements affect your business

Controls that carry evidence

Preventive, detective and corrective controls with their test results and owners, linked to the risks they treat.

Risk & Control Self-Assessment (RCSA)KRI Monitoring & Threshold AlertsRegulatory Issue & Action Tracking

Frequently Asked Questions

Common Questions

Put your whole risk picture on one register

AI analysis of 90 days of incident data, loss events, and compliance findings identifies a correlation between increased customer complaints in the insurance division and a 15% rise in conduct risk scores. Three mis-selling indicators have breached their KRI thresholds in the current quarter. Control effectiveness for product suitability assessments has declined from 88% to 72%. Recommend targeted review of adviser training records and product governance processes before the next conduct review.

Book a demo